How will climate change impact your property?
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The financial cost of climate change
Climate change has shifted the risk landscape for communities around the world. The past few years have borne witness to a sharp increase in catastrophic climate events - from raging wildfires to extreme flooding. This poses substantial economic risks to homeowners and property investors:
- The Australian property market is expected to lose $571 billion in value by 2030 due to climate change and extreme weather.
- Around one in every 25 Australian properties will face insurance premiums that will effectively become unaffordable by 2030.
- Low-lying areas near rivers and coastlines are particularly at risk of reoccuring damage, leading to the emergence of 'climate ghettos'.
- Source: https://www.climatecouncil.org.au/wp-content/uploads/2022/05/CC_Report-Uninsurable-Nation_V5-FA_Low_Res_Single.pdf
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Our Product Range
Climate Valuation's range of products provide individuals and commercial users quantitative insights into the impacts of climate risk on the value and insurability of residential property.
Single Property Solutions
Our residential reports are designed to assist homeowners, homebuyers, renters and real estate agents interested in finding out the climate change related risks associated with a specific property for the purposes of buying, selling, renting, insuring or renovating.LEARN MORE
Our commercial products are designed to assist financial institutions, mortgage providers, investors and insurance providers seeking accurate, dependable quantitative data to support reporting & financial transaction decision making.LEARN MORE
Climate Change & Extreme Weather Hazards
Our analysis covers the physical risks from a range of climate change and extreme weather hazards
Precipitation in a catchment that causes a river to exceed its capacity, inundating nearby areas.LEARN MORE
A high sea event that floods land, infrastructure and buildings. Does not include storm surge or coastal erosion.LEARN MORE
A destructive fire that spreads via trees and forest. This definition does not include grass fires.LEARN MORE
Soil movement causing contraction of clay soils, that can lead to the foundations of a property shifting.LEARN MORE
We are world leaders in residential climate risk analysis
Climate Valuation have been providing engineering-grade analysis to financial organisations, governments and communities since 2015
To calculate your property's exposure, Climate Valuation accesses data from over 100,000 institutions around the world. This includes sourcing information about your property's soil, tree cover, ground vegetation, topology, elevation above sea level as well as the current and historical weather patterns for the local area.
Climate Valuation account for a property's specific design specifications and construction materials when calculating its risk of damage. This means that your report will be an accurate reflection of your property's actual vulnerability to extreme weather and climate change, not a generic assessment based on its location alone.
Climate Valuation access thousands of data sources to calculate the climate risk profile of any residential property around the world in a matter of minutes. Simply enter your address and supply a few details about the property to receive your engineering-grade report in your email inbox in less than 5 minutes.
We don't just stop at identifying the risk. We help you understand what elements of the home are the most vulnerable - what hazards, and when the impacts are likely to take effect. We then offer property-specific adaptation recommendations designed to enhance your property's resilience and improve its climate rating (coming soon).
Quantifying your property's climate risk
Climate Resilience Rating
Results are summarised in an overall Climate Resilience Rating which may be used as an indication of the future insurability and value degradation of the representative property over three key points in time.
Technical Insurance Premium
Technical Insurance Premium is equivalent to the Annual Average Cost of Damage to the representative property caused by extreme weather and climate change events.
Climate Adjusted Value
Climate Adjusted Value represents the percentage reduction in value for the representative property, relative to an equivalent property unaffected by climate change.
Individual Hazard Risk
An analysis of the individual contribution of each climate change and extreme weather hazard to the risk profile of the representative property over time.
Examines the impacts of extreme weather and climate change on individual elements of the representative property.
Individualised adaptation pathways such as maintenance, design upgrades or renovations may improve the resilience of the representative property.
Climate Valuation's risk analysis is powered by purpose-built software developed by Climate Risk Pty Ltd. These "Climate Risk Engines" integrate the user's inputs with information from national and international climate data sets to provide quantitative analysis of how climate change related hazards may affect the current and future risk to the property selected for analysis
Some of our data sources