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Climate Valuation is completely independent, our aim is to help home owners, buyers and renters to manage the physical and financial risks from climate change. We do not sell customer information and we will advocate on your behalf whenever we can. We're calling for councils to release digital flood depth data and asking banks to extend mortgages to help prepare properties for more extreme weather. If you want to be kept aware of these projects or have a particular situation that you would like to share with us, then get in touch.

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Progress

Accessing LiDAR data...


Accessing tidal data...


Accessing wave data...


Calculating the risk for the property...


Waiting...


Advanced Settings

Percentage of Offshore Wave Causing Set Up

Rate of wave pass-through from deep water to near shore (user estimate, default proxy). Note that the default proxy is based on McInnes et al (2012) and WMO, (1998). Actual wave pass-through will vary depending on the unique circumstances of the property and inundation event.

Damage from Flooding as a % of the Replacement Value

Estimated home damage per flooding event (% of house replacement cost) (user estimate, default proxy). Note that the 20% default proxy is based on Middleman-Fernandes (2012), which provides damage curves for flooding. Actual damage will vary depending on the unique circumstances of the property and inundation event.

Mortgage rate (interest only, precent).

Mortgage Rate of an interest only loan over 30 years starting today is defaulted to Commbank.com.au (2018). Standard Variable Rate home loan - CommBank. We use a interest only loan because we set the amount available to the owner is the same as this rate would predict. If damage happens to the property this cost comes out of the same fund and therefore leaves less available to service the loan.

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