Your web browser is out of date. Update your browser for more security, speed, and the best experience on this site.
Update your browser


Climate Valuation’s risk analysis is powered by purpose-built software developed by Climate Risk Pty Ltd. These "Climate Risk Engines" integrate the user’s inputs with information from national and international climate data sets to provide quantitative analysis of how climate change related hazards may affect the current and future risk to the property selected.

Our step by step methodology

Define the Property
Gather Locational Information
Assess Property's Vulnerability
Adjust for climate change projections
Calculate Risk Profile
Define The Representative Property
Initially the Climate Valuation system creates a synthetic representation of a property that is based on common industry design standards and customisation by the user. This “Representative Property” could be configured to represent a real property at the same location, or an entirely hypothetical property being planned in that location.

If not specified, the “Representative Property” may contain assumptions about things such as building year, replacement value, construction materials, wind speed thresholds and floor height above ground. Settings and assumptions used to define the “Representative Property” are contained in the ‘Analysis Settings’ section of each report. These settings are important as they affect how the model calculates the associated risk to the “Representative Property” analysed. Paid reports allow more advanced customisation of the design and material features of the property.

Quantifying your property's climate risk

Climate Resilience Rating
Results are summarised in an overall Climate Resilience Rating which may be used as an indication of the future insurability and value degradation of the representative property over three key points in time.
Technical Insurance Premium
Technical Insurance Premium is equivalent to the Annual Average Cost of Damage to the representative property caused by extreme weather and climate change events.
Climate Adjusted Value
Climate Adjusted Value represents the percentage reduction in value for the representative property, relative to an equivalent property unaffected by climate change.
Individual Hazard Risk
An analysis of the individual contribution of each climate change and extreme weather hazard to the risk profile of the representative property over time.
Vulnerability Diagnostics
Examines the impacts of extreme weather and climate change on individual elements of the representative property.
Adaptation Recommendations
Individualised adaptation pathways such as maintenance, design upgrades or renovations may improve the resilience of the representative property.
Find out the risks to your address